I am so glad it is working out for you: too many Silicon Valley startups’ business models (and KPIs) appear to be built solely with the aim of raising ever-increasing funding rounds, with the public market investors the “ultimate suckers” fooled into massively over-paying for an unsustainable, money-losing non-product (Snap, anyone? veggie mayo? overpriced juicers?)

This annoys me greatly so I’m always rooting for those who choose a different path to a sustainable business.

I am however curious: in most cases, fraudulent charges are typically refunded by the credit card issuer, so long as they are reported timely — I am guessing this is your “differentiator”? your software does the legwork in spotting suspicious activity, saving our grandmas from having to parse the monthly statements?

Either way, kudos and best wishes for a successful future!